Canada Greener Homes Grant & Home Efficiency Rebate Plus Important Update
The Canada Greener Homes Grant and Home Efficiency Rebate Plus programs are closed to new applicants. If you had an application with the Canada Greener Homes Grant prior to 2023 be sure to check your application status. There may have been an email sent to you stating your application is closed. You will need to contact Canada Greener Homes Grant to have them reactivate it before you can complete your process.
For more information visit the website for the Canada Greener Homes Grant and the Home Efficiency Rebate Plus
New programs are in development. An announcement is hopeful for spring 2024.
Active programs:
Canada Greener Homes Loan – The Canada Greener Homes Loan offers a zero interest loan of up to $40,000 with up to 10 years to pay it back. This loan can be used for any of the upgrades that qualified under the Canada Greener Homes Grant. The eligible upgrades include:
- Solar Panels and Battery Storage
- Heat Pumps
- Heat Pump Water Heaters
- Windows and Doors
- Insulation – Attic, Exterior Walls, Foundation: including headers/rim joist and crawl space ceiling
- Foundation Waterproofing
- Air Sealing
Home Efficiency Rebate (July 15, 2024 – Dec 31, 2025) – The Home Efficiency Rebate program offers rebates of up to $5000 including the $600 rebate toward the energy audit. A minimum of two upgrade measures must be completed to qualify.
Mortgage Insurance Premiums Refund
There are three default mortgage insurance companies that offer an incentive when you build, purchase or renovate a home to meet their criteria.
To qualify you must apply within 2 years of ownership and you had a down payment of less than 20%. You must be able to provide an energy label along with your application. The energy label is generated after an energy audit has been completed and the file has been processed by the service organization responsible for quality assurance. This is typically within 3 to 5 days.
The onsite assessment requires an average of 1.5 hours.
While all three programs essentially are the same, there may be some differences between them. If you do not know what company insured your mortgage, talk to the institution that provided you with your mortgage.
CMHC Eco Plus – Partial refund (up to 25%) of your mortgage insurance premiums.
Saegen Energy Efficient Housing Program – Partial refund (up to 25%) of your mortgage insurance premiums.
Canada Guaranty Energy-Efficient Advantage – Partial refund (up to 25%) of your mortgage insurance premiums.
CMHC, Saegen and Canada Guaranty offer the partial refund incentive for existing homes that reach the greenhouse gas target for their region.
All of the active programs require a pre and post-retrofit energy evaluation/audit by a registered energy advisor. Energy advisors are registered by Natural Resources Canada and are required to process their files through a registered service organization.
When selecting an energy advisor, it is highly recommended to ask if the are members of the Canadian Association of Consulting Energy Advisors (CACEA).
CACEA holds their members to the highest standards in the industry. CACEA members are required to remain current with education and follow a strict code of ethics.
HomeSealSaver – If you live in any of the following postal code regions you may be eligible for a free energy assessment along with free air sealing for a limited time.
- N0R 0A2
- N0R 0A4
- N0R 0A8
- N0R 1A0
- N0R 1C0
- N0R 1A7
- N0R 1N0
- N0R 1S0
Homeowners must apply by Dec 31 2024.